Affordable Restaurant Insurance
To Protect Your Business and Your Future 

Affordable high-quality restaurant insurance for restaurant, bar, club and food truck owners in Reading PA, Berks County, Philadelphia, Lancaster, Lebanon, York, Harrisburg, Pittsburgh, Erie, Allentown, Bethlehem,and beyond

Don't Overpay For Restaurant Insurance!

Are you paying too much for your restaurant, bar or nightclub insurance? Are you sure you have the right protection?

We specialize in providing quality restaurant insurance, affordably priced. Quality means getting the right types of protection from a reliable insurance provider who will promptly serve you in the event of a claim. We're affordable because, as independent insurance agents, we agressively shop and compare both coverage and cost among many competing restaurant insurance providers. This competition results in BIG savings for your business.

You can trust the independent agents at American Insuring Group to provide solid protection at the right price. 

Contact us today to start saving on reliable, competitively priced restaurant insurance protection.

(800) 947-1270 or (610) 775-3848

Get a Free Restaurant Insurance Quote

Why Every Restaurant Owner Needs Specialized Insurance

PA Restaurant Insurance for restaurant, diner, nightclub, cupcake shop and food cart owners in Phildelphia, Reading, Harrisburg, Allentown, Lehigh Valley, Lancaster, York, Pittsburgh, Erie and beyond.

Black-tie restaurant? Check.

Hometown diner? Check.

Bar or nightclub? Check.

Cupcake shop? Check.

Food cart? Check. 

Unfortunately, as long as you are open for business, you are open for trouble! No matter how you serve up your delicacies, you need reliable restaurant insurance protection!

Don’t compromise the benefits of your fabulous place and clientele with a less-than-suitable insurance policy that leaves you open to unforseen risks. Trust American Insuring Group to tailor a policy specifically to the restaurant business you’ve worked so hard to establish and grow. We'll study the specifics of your restaurant business and recommend the appropriate types and levels of insurance protection. That way, you can have peace of mind while you continue serving up your best!



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4 Categories of Insurance for Your Restaurant

The four main categories of restaurant insurance available to protect your business are property, liability, workers compensation, and specialty coverage insurance. Whether you run a family restaurant, a bar, tavern, club, diner, food truck or other food business, we can analyze your specific needs and find you the best insurance at the best price.

Property insurance for restaurants in Reading, PA, Philadelphia, Lancaster, York, Allentown, Harrisburg, Pittsburgh, and beyondProperty Insurance

Property insurance for your restaurant covers your building, all your equipment and replacement costs, your stock and inventory, your money, your vehicles, and even your outdoor signs.

Liability insurance for restaurants in Reading, PA, Philadelphia, Lancaster, York, Allentown, Harrisburg, Pittsburgh, and beyondLiability Insurance

Liability insurance covers your restaurant for instances of slipping and falling, food sickness and choking, excessive alcohol consumption, delivery accidents, and more. These are covered under general liability, employee’s liability, and auto liability.

Specialty coverage insurance for restaurants in Reading, PA, Philadelphia, Lancaster, York, Allentown, Harrisburg, Pittsburgh, and beyondSpecialty Coverage Insurance 

Specialty coverage insurance encompasses business income coverage, such as in the instance of a fire or water pipe breakage, equipment breakdown, employee theft, money and securities, money and forgery, and more.

Worker's compensation insurance for restaurants in Reading, PA, Philadelphia, Lancaster, York, Allentown, Harrisburg, Pittsburgh, and beyondWorkers Compensation Insurance 

Workers Compensation Insurance pays medical bills and lost wages due to an on-the-job injury.


Do You Have the Right Insurance for Your Restaurant?

Your clients thrive on the outstanding cuisine that you offer. Don't leave things to chance. Be sure that you survive any potential issues with a comprehensive insurance policy tailored specifically to your restaurant business.

Contact us today to get the smart, affordable restaurant insurance protection you need!

(800) 947-1270 or (610) 775-3848

Get a Free Restaurant Insurance Quote

American Insuring Group -
Your Trusted Choice for Restaurant Insurance

Just ask Luigi! 


Restaurant Insurance Tips to Protect Your Business

Your Restaurant Needs Employment Practices Liability Insurance

The EOC looks at nearly 90,000 Employment Practices Liability Insurance (EPLI) claims every year, and the average cost of each case is $450,000. If you own a restaurant, you’ve probably worked hard to build strong relationships with your staff and create an environment conducive to teamwork. If...Read more

Do You Need Restaurant Liability Insurance Coverage?

Imagine… One of your servers loses his grip on a hot cup of coffee and it lands on a patron’s lap. Or a woman slips on a wet spot in your restroom and breaks her ankle in two places. Read more

Food Product Recalls and Restaurant Insurance Solutions

Having the right type of restaurant insurance coverage is key to protecting your business in the event of a food recall. That's because food recalls have become a major concern for restaurant owners and others in the food businesses in recent years. The number of recalls has nearly doubled since...Read more

3 Types of Restaurant Insurance Coverage

All businesses are at risk for some type of damage, liability or loss, and need to ensure that they have the right commercial insurance to protect themselves, their business, and their employees from those risks.  Food service businesses – whether it’s a café, diner, or gourmet restaurant -...Read more

Drunk Patrons & Restaurant Insurance: Are You Protected?

Will Your Restaurant be Held Liable for Accidents? How Much Can Restaurant Insurance Help? Let’s say you own a restaurant.  One night, a group of friends enjoy dinner and a few drinks at your restaurant.  They decide to go to a club where they dance and consume more alcohol.  Then,...Read more

Food Safety and Restaurant Insurance

Working in the food service industry often means hard work and long hours.  You also face many unique challenges, including the responsibility of ensuring that the food you serve to your customers is safe.  As any restaurant owner knows, a foodborne-illness can cause the loss of thousands...Read more

Restaurant Insurance & Hurricane Sandy: Lessons Learned the Hard Way

Among the Most Destructive Storms In US History Hurricane Sandy was one of the most destructive and deadliest hurricanes in United States history. Twenty-four American states and seven other countries were affected. Coastal towns once pulsing with beachcombers by day and clubbers by night were...Read more