---
title: Reduce Workers’ Comp Insurance Costs With Vocational Rehabilitation
description: Vocational Rehabilitation can help lower your Workers’ Comp Insurance costs, but it needs to be closely monitored, or it could end up costing your business more.
image: https://www.aigltd.com/hubfs/WC_insurance_vocational_rehab.jpg
---

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# Insurance Savings and News You Can Use Join the Conversation!

## Reduce Workers’ Comp Insurance Costs With Vocational Rehabilitation

Posted by [David Ross](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/author/david-ross) on Sun, Mar 15, 2020

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![How to Reduce Workers Compensation Insurance Costs with Vocational Rehabilitation](https://www.aigltd.com/hs-fs/hubfs/WC_insurance_vocational_rehab.jpg?width=300&name=WC_insurance_vocational_rehab.jpg)Vocational rehabilitation (VR) is one of the benefits of [Workers’ Compensation](https://www.aigltd.com/workers-compensation-insurance-reading-pa) Insurance. It can benefit both the injured employee and their employer by getting the employee back to work more quickly, thereby reducing the costs associated with Workers’ Compensation claims.

However, this benefit needs to be closely monitored to ensure that it continues to benefit the injured employee. If VR is no longer benefiting them, it could be costing your business.

## **What Is Vocational Rehabilitation?**

Vocational rehabilitation as a WC benefit is designed to help injured employees return to work. Vocational rehabilitation services can vary depending on what the injured employee needs.

According to the [National Rehabilitation Information Center](https://naric.com/?q=en/FAQ/what-vocational-rehabilitation) (NARIC), some of the services a rehabilitating consultant (QRC) may provide include the following:

- vocational assessment and evaluation
- training
- upgrading of general skills
- refresher courses
- on-the-job training
- career counseling
- employment searches
- consulting with the employer for job accommodations or modifications.

## Who Can Benefit From Vocational Rehabilitation?

Typically, VR is a WC benefit reserved for injured employees who have been out of work for an extended time. The process begins with a consultation with a QRC who can make recommendations regarding whether VR could be a benefit for the injured employee or not.

The QRC considers several factors before making a recommendation, including whether or not the injured employee will be able to return to the job they had before the injury, whether or not the injured employee is expected to be able to find gainful employment with the employer he or she was with when injured, and whether or not the injured employee is able to find gainful employment through VR services based on the treating physician’s opinion.

## How Can Vocational Rehabilitation Be Monitored?

If vocational rehabilitation is approved, the claim handler must monitor the regular reports issued by the QRC. Those reports will include what services are being provided and how well the employee is recovering.

When reviewing those reports, the handler should consider several things. Are the employees’ physical limitations (new or ongoing) interfering with the completion of the rehabilitation plan? The employee could have a setback or could incur a new injury or disability that could stop him from completing the VR program.

Is the injured employee fully engaging in the VR? If the employee is not cooperating, such as missing appointments or not keeping in touch with his or her employer and/or QRC, he or she is not fully engaged in the program and probably won’t benefit from it.

Should the goals of the VR be changed? Perhaps the injured employee is not progressing as expected. Perhaps they’ve had a setback. If this occurs, it may be necessary to adjust the VR goals.  

## When is it Time to Terminate Vocational Rehabilitation?

If, while reviewing these reports, it appears that the injured employee is no longer benefiting from VR services, termination of those services should be considered. The individual asking for the termination of VR services has to prove that those services are no longer benefiting the injured employee.

Typically, grounds for terminating those services include the following:

- Death of the injured employee
- The Workers’ Compensation case is settled
- The injured employee is no longer participating in the services
- The injured employee returns to work with a minimal or no wage loss

Vocational Rehabilitation can often help an injured employee return to work more quickly, benefiting both employee and employer. However, Vocation Rehabilitation that is not monitored can end up costing employers big time.

That’s why it’s imperative that someone continues to monitor the injured employee’s status and level of cooperation and take steps to terminate VR services if evidence shows that the injured employee will no longer benefit from those services.

 

## **Here's How to Save Even More on Workers’ Compensation Insurance!**

The independent agents at American Insuring Group specialize in Workers’ Compensation Insurance. We have the experience and the knowledge to help you lower your WC costs. Our independence allow us to shop and compare insurance providers and policies to get you the **right protection** at the **best price**.

Give us a call at (800) 947-1270 or (610) 775-3848 or [connect with us](https://www.aigltd.com/contact) online.

*We provide worker's compensation insurance solutions in Philadelphia, Berks County, Lancaster, Harrisburg, Allentown, Pittsburgh, Erie, PA and beyond. *

 Tags: [Workers Compensation Insurance](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/workers-compensation-insurance), [workers comp](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/workers-comp), [PA Workers Compensation Insurance](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/pa-workers-compensation-insurance), [workers comp costs](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/workers-comp-costs), [Vocational Rehabilitation](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/vocational-rehabilitation)

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