If you own a construction company, the chances are good that your employees are exposed to a lot of noise – heavy equipment, jackhammers, etc., which can lead to hearing loss and have an impact on your contractors’ insurance costs.
Hearing loss is the most common work-related injury. The Center for Disease Control and Prevention (CDC) reports that about 22 million workers in the U.S. are exposed to hazardous levels of noise every year. A 10-year-study of more than one million construction workers in the U.S. found the construction industry has the second highest number of employees affected by hearing loss.
Work-related hearing loss is costing businesses an estimated $242 million in workers’ comp claims every year. Training your employees about hearing loss and ways to avoid it and enforcing safety measures can help not only lower your contractors’ insurance costs but also save your employees from permanent hearing loss.
Hearing loss can occur as a result of exposure to loud noises, exposure to metals or solvents, or a result of physical trauma like a blow to the head.
Studies show that regular exposure to sounds 85-90 decibels (dB) can cause hearing loss. A truck or motorcycle that is five yards away can emit sound at 90 dB, and a jackhammer that is three feet away can emit 120 dB.
Approximately 9% of workers who were NOT subjected to noise levels above 90 decibels experience noise-induced hearing loss by age 50, but 60% of construction workers who were repeatedly exposed to noise at 120 dB did experience hearing loss by the age of 50.
The National Institute of Occupational Safety and Health (NIOSH) recommends that all worker exposures to noise should be controlled below a level equivalent to 85 dBA for eight hours to minimize occupational noise-induced hearing loss.
As an employer, you are required to take proper measures to protect your employees from hearing loss when workplace noises exceed those levels.
Once an employee experiences noise-related hearing loss, it is usually permanent. The good news is that like most workplace accidents and diseases, hearing loss is preventable.
If you want to save your employees’ hearing and reduce your WC costs, share the following tips with your employees:
Younger workers often feel impervious to workplace injuries including hearing loss, so it’s your responsibility as an employer to make your employees understand the prevalence of hearing loss among construction workers, what causes it, and how to avoid it, and you should require hearing loss protection protocol. Eventually, they will thank you, and you will see immediate benefits in lower WC costs.
Give one of the experienced agents at American Insuring Group a call at (800) 947-1270 or (610) 775-3848 or connect with us online.
As independent agents and specialists in contractors’ insurance, we will compare the cost of your insurance with several companies to help ensure that you get the right coverage at the best price!