Affordable Homeowner's Insurance Protection for Your
House, Apartment, or Mobile Home

Cheap home insurance | Reading PA, Philadelphia, Lancaster, Harrisburg, Allentown, York, Pennsylvania

We'll Get You the Best Price on Homeowner's Insurance!

American Insuring Group, Ltd is proud to offer Homeowner’s Insurance from over a dozen highly rated Home Insurance companies. Your home is your castle. We’ll help you build a fortress around it with a sturdy house insurance policy. We specialize in Home insurance quotes that provide comprehensive insurance coverage for your home, its contents, and a host of property and liability insurance extensions of coverage to meet and exceed your insurance needs. 

Home Insurance Quotes for Owners and Renters

Your home is your most valuable asset, so you need maximum insurance protection at the best possible price. We take the time to explain homeowner insurance to you so you can understand how the coverage works, and your best options. Obtaining cheap home insurance is an important goal, but we will help you also understand the coverage, terms, and conditions in each house insurance policy to ensure you get the right insurance protection for your budget and needs. Our home insurance quotes will help you compare and choose the best homeowner’s insurance for your house, apartment, or mobile home.

Best Pennsylvania Car, Life, Health, Home, and Business Insurance Rates


Homeowner’s Insurance Coverage ~ From Basic to Beefy!

Pennsylvania Homeowner’s Insurance is our specialty, but we also write homeowner’s insurance in other states! A basic home insurance policy includes the following coverage:

    • Coverage A: House Insurance
    • Coverage B: Other Structure Insurance
    • Coverage C: Contents Insurance
    • Coverage D: Loss of Use Insurance
    • Coverage E: Liability InsuranceCoverage 
    • Coverage F: Medical Payments Insurance

Almost all homeowner’s insurance policies have the above basic coverage. Limiting yourself to basic coverage is one way to obtain cheap home insurance.

Extended House Insurance Coverage for Your Protection

However, there is a host of valuable home insurance coverage extensions to consider. These extended converages add valuable protection for your home and possessions, including those shown below and others (call for more information):

House insurance extended coverage options from AIG Insurance | Serving Reading PA, Lancaster, Harrisburg, Philadelphia, Allentown, York, Pennsylvania and beyond

            • Replacement cost on contents
            • Replacement cost on dwelling
            • Earthquake insurance
            • Sinkhole insurance
            • Flood insurance
            • Water/ sewer backup insurance
            • Extended limits on valuable articles
            • Identity theft insurance
            • Business pursuits insurance
            • Personal injury liability insurance

Affordable Homeowner’s Insurance and Discounts

American Insuring Group also offers a vast list of house and home insurance discounts, including:

Cheap home insurance with our insurance discounts - Serving Reading PA, Harrisburg, Philadelphia, Allentown, Lancaster, York, and all of Pennsylvania

    • Auto and home discount (both policies with the same company)
    • New home discount
    • Senior citizen discount
    • Fire alarm discount
    • Burglar alarm discount
    • New home buyer’s discount
    • Valuable items discount
    • Longevity discount
    • Loss-free discount
    • Good payer discount

6 Things You Should Know About Homeowner's Insurance

Check out the video below for 6 helpful tips to be sure you get the right homeowner's insurance coverage:

Reduce Your Homeowner's Insurance Claims with These Free Safety Reports

Download free safety reports to help lower homeowners insurance rates

Click below to receive these free valuable safety reports for your home and family:

Your Customized Home Insurance Plan

Regardless of the type of homeowner’s insurance you are looking for, whether it’s house insurance, renter’s insurance, or mobile home insurance, the professionals at American Insuring Group can provide helpful home insurance quotes and design a customized plan to fit your insurance protection needs both safely and affordably. Call us today and start saving:

(610) 775-3848

Toll free: (800) 947-1270

Homeowner's Insurance Tips for Your House or Apartment

Flood Insurance Tips for Your Home or Business

No one wants to pay more for business or homeowners insurance than they need to, but everyone wants to ensure that that have the right coverage to protect their family and their...Read more

Homeowners Insurance: 5 Fire Protection Tips

When people think of homeowner's insurance the first thing that often comes to mind is fire in the home. We can’t think of many scenarios that are scarier than a home fire. Fire...Read more

Data and Identity Protection and The Internet of Things (IoT)

Our homes are becoming “smarter”! That's a good thing, right? Yes, you proably have homeowner's insurance but have you considered non-traditional threats to your privacy and...Read more

Standard Homeowners Insurance: Are You Covered?

If you own a house, you have homeowners insurance. It’s required by the financial institution that holds your mortgage, and even if you don’t have a mortgage, you still need the...Read more

Natural Disaster Prep - Homeowners Insurance and More

As you listen to the news about the devastating fires in Tennessee, tornado outbreaks in the Midwest, or destructive hurricanes pounding the coast of Florida, you may feel safe...Read more

Homeowners Insurance Tips When Sharing Your Home

On the surface, home sharing looks like a simple idea. You, the homeowner, offer accommodations to a guest--a home sharer--in exchange for an agreed-upon fee and, in some cases,...Read more

6 Things to Know About Your Homeowners Insurance

Like most homeowners, you’ve spent thousands (possibly hundreds of thousands) of dollars to purchase your home, most likely making it the largest purchase you will ever make. In...Read more

CAUTION: Drones and Homeowners Insurance

Look! Up at the sky! It’s a bird! It’s a plane! No, it’s a drone! And it’s coming to a neighborhood near you. The Consumer Electronics Association estimates that consumer drone...Read more

Homeowners Insurance Tip: What to Do After a Home Burglary

It's every homeowner's worst fear. Imagine… You pull into your driveway after a lovely evening with your spouse and as you approach your front door – key in hand - you see broken...Read more

Homeowners Insurance Tip: Home Security While on Vacation

Warmer weather has arrived and with it come thoughts of vacations spent lying on the beach, hiking through the mountains, or visiting friends and relatives. No matter what you...Read more

Home Prices Are Up. Do You Need More Homeowner's Insurance?

2013 was a good year for the real estate industry.  The price of homes increased by more than 20% in certain hotspots, and experts predict that home prices will continue to...Read more

Should You Get Flood Insurance for Your Home or Business?

While most Pennsylvania homes and businesses are not considered to be in a flood plain, that doesn't mean that buildings in Pennsylvania don't flood. Even low risk areas suffer...Read more

4 Top Reasons for Using an Independent Insurance Agent

Considering the millions of dollars spent daily on TV commercials for single-brand insurance offerings, you would think that the independent insurance agent is a thing of the...Read more

Worst States for Wind & Hail Damage by Property Insurance Claims

It's Not Just About the Midwest Wind storms and hail are known for causing severe damage to private property throughout the U.S.  Although hail damage is more frequent...Read more

Beware: Your Homeowners Insurance is Weaker Than You Think

Chances are that your current homeowner’s insurance policy is weaker than you think in terms of the financial protection it offers. That’s because many insurers have been steadily...Read more