--- title: Commercial Vehicle Insurance - Vans, Trucks, Fleet | Reading, PA, Philadelphia, Harrisburg, Allentown, Bethlehem, Lancaster, Pennsylvania and beyond description: Van insurance, commercial vehicle insurance, and more. A Trusted Choice independent insurance agency near Reading, PA. Call us today and start saving. --- - [Home](https://www.aigltd.com/) | - [Contact Us](https://www.aigltd.com/contact/) | - [Blog](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa) ![Affordable PA Insurance: Commercial, Homeowners, Car, Life, and Health Insurance](https://www.aigltd.com/hs-fs/hubfs/PA-Insurance-for-Business-Car-Life-House-Health.jpg?width=1020&name=PA-Insurance-for-Business-Car-Life-House-Health.jpg "Affordable PA Insurance: Commercial, Homeowners, Car, Life, and Health Insurance") [![](https://www.aigltd.com/hs-fs/hubfs/American_Insurance_Group-Images/Mobile-logo1.png?width=690&name=Mobile-logo1.png)](https://www.aigltd.com/) [![](https://www.aigltd.com/hs-fs/hubfs/American_Insurance_Group-Images/Mobile-logo2.png?width=690&name=Mobile-logo2.png)](https://www.aigltd.com/) # Commercial Vehicle Insurance Protection for Your Vans, Trucks, or Fleet ## ![Commercial vehicle insurance, van insurance, truck and fleet insurance | Reading, PA, Philadelphia, Lancaster, Harrisburg, Allentown, Bethlehem, York, Pennsylvania](https://www.aigltd.com/hs-fs/file-16764250-jpg/images/commercial-vehicle-insurance-b-550.jpg) ## Do You Have the Proper Commerial Vehicle Insurance Coverage? At American Insuring Group, Ltd., we offer a wide variety of commercial vehicle insurance options to protect your business. ### ***Van, Truck, and Fleet Insurance*** **Business motor insurance**, including **van insurance**, is a type of commercial insurance written to cover owned and non-owned business vehicles for the small business owner and contractor. Standard auto insurance company coverage includes: bodily injury and property damage liability, personal injury protection including: medical and lost wages expense, and uninsured and underinsured motorist coverage and physical damage to your vehicle including comprehensive and collision coverage.   **Comprehensive insurance** is a type of van insurance that pays for damage to your vehicle while sitting, with some exceptions.  Covered causes include: theft & vandalism, falling objects, glass breakage, fire, and collision with an animal.  **Collision insurance** is a type of vehicle or van insurance that pays for damage to your vehicle sustained while the vehicle is moving.  Collision also includes coverage if your vehicle is hit while parked. Commercial van insurance is designed for the small business owner or contractor who primarily uses his vehicle in his business.  ### ***Gap Insurance*** In addition to the standard coverages provided by most insurance companies, **gap insurance** can be purchased to cover the cost difference to pay off a lease balance when the value of the vehicle is less than the leasing company's payoff in a total loss accident.  Gap insurance is an often-overlooked but potentually valuable form of optional coverage.  However, some leases include gap insurance, which would make separately purchasing this type of van insurance unnecessary. ### ***Commercial Vehicle Insurance Options*** Additional optional coverage includes: rental reimbursement insurance, towing & labor insurance, liability insurance extensions for accidents in hired or borrowed vehicles, and more. To learn more about truck insurance, click here: ***[Commercial Truck Insurance Details](https://www.aigltd.com/pa-truck-insurance)*** [![PA Truck Insurance Savings Tips](https://www.aigltd.com/hs-fs/hubfs/PA-Truck-Insurance.jpg?width=300&name=PA-Truck-Insurance.jpg "PA Truck Insurance Savings Tips")](https://www.aigltd.com/pa-truck-insurance) [![Free Van Insurance or Commercial Vehicle Insurance Quote](https://www.aigltd.com/hs-fs/file-16760462-jpg/images/business-insurance-quotes-b-210.jpg)](https://www.aigltd.com/business-insurance-quotes/) ### **![Best Pennsylvania Health Insurance Rates](https://www.aigltd.com/hs-fs/file-16772704-jpg/images/line-big.jpg)** ** ** ## Your Trusted Choice Commercial Vehicle Insurance Agency Trust American Insuring Group to provide the best value in affordable and reliable van or other commercial vehicle insurance coverage. Our independence and high standards are two reasons why American Insuring Group can get the best commercial vehicle insurance rates and high-quality insurance protection for your van, truck, or fleet. **![Trusted Choice Independent Agent | Business & Commercial Vehicle Insurance](https://www.aigltd.com/hs-fs/file-16782309-jpg/images/trusted-choice-independent-insurance-agent-reading-pennsylvania-175-a.jpg)** ****Reliable, Affordable American Insuring Group** ** ### --- Commercial Vehicle Insurance Tips for Your Business ### **Receive Our Valuable Guide: 7 Things You Must Know to Protect Your Business** [![Download our Commercial Insurance Guide Book: 7 Things You Must Know to Protect Your Business](https://no-cache.hubspot.com/cta/default/124864/d0112e5b-3299-4f86-959a-8a1f47f1956c.png)](https://cta-redirect.hubspot.com/cta/redirect/124864/d0112e5b-3299-4f86-959a-8a1f47f1956c) Call Us To Save on Commercial Vehicle Insurance!![Commercial vehicle insurance, van insurance, gap insurance, and more for Reading, PA and beyond](https://www.aigltd.com/hs-fs/file-16754541-jpg/images/25-insurance-quotes-b-200.jpg?width=175&height=143&name=25-insurance-quotes-b-200.jpg) **We Represent Over 25 Insurance Companies To Bring You the Most Affordable Insurance Coverage!**   **[![Van Insurance Quotes - Reading, PA, Philadelphia, Lancaster, Harrisburg, Allentown, York, Pennsylvania](https://www.aigltd.com/hs-fs/file-16760462-jpg/images/business-insurance-quotes-b-210.jpg)](https://www.aigltd.com/business-insurance-quotes/)(610) 775-3848 Toll Free: (800) 947-1270** **Reliable, Affordable American Insuring Group** Help a Friend Save on Van or Commercial Vehicle Insurance, Get a FREE Pizza! ***[![Help a friend find affordable van insurance using our business insurance quotes, and get a free pizza](https://www.aigltd.com/hs-fs/file-16774567-jpg/images/refer-a-friend-175.jpg)](https://www.aigltd.com/refer-a-friend-for-insurance/)*** ![Pennsylvania Insurance Agency - Affordable Car, Home, Life, Health, Business and Commercial Insurance for Reading PA, Philadelphia, Lancaster, Allentown, Harrisburg, York, Pittsburgh, and Erie PA](https://www.aigltd.com/hs-fs/file-16772509-png/images/line-1020-01.png) Serving Pennsylvania with affordable car, life, health, homeowner’s, renter’s, business, commercial, and other types of property insurance for over 30 years. Philadelphia, Pittsburgh, Allentown, Erie, Reading, Scranton, Bethlehem, Lancaster, Harrisburg, Altoona, York, & State College Pennsylvania areas. [![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](https://www.facebook.com/American-Insuring-Group-Ltd-229692490403872/) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](https://www.linkedin.com/in/david-ross-91063918/) © 2015 American Insuring Group, LTD