Umbrella Liability Insurance
To Protect Your Business from the Unknown!
At American Insuring Group, Ltd., we offer a wide selection of cost-effective umbrella insurance policies from multiple insurance companies. We'll work hard to get you the lowest price on reliable umbrella insurance to protect your business.
What is Umbrella Insurance?
Umbrella liability insurance, or excess liability insurance, is a type of commercial insurance that covers a small business or contractor for liability claims that exceed the underlying limits of liability coverage.
Umbrella policies are a type of commercial insurance that adds an extra layer of public liability insurance protection for the small business owner. An example of an insurance claim covered under an umbrella liability insurance policy is an employee involved in an at-fault fatal automobile accident with a company vehicle in which multiple people were also injured. If the total injuries, property damage, and lawsuits were to exceed the limit of liability under the commercial vehicle insurance policy, the umbrella insurance policy would offer the excess limit of insurance protection.
An Extra Layer of Protection for Your Assets
If a business has any amount of assets to safeguard, it should consider adding an extra layer of liability insurance protection by purchasing an umbrella liability insurance policy.
Insurance coverage is usually offered in increments of $1,000,000. As the limit is increased, premiums per increment are usually reduced. For example, a small contractor’s first $1,000,000 umbrella liability insurance policy might be $500 annually. A $1,000,000 umbrella insurance policy might be $750 annually, with a $3,000,000 limit at a $1,000 annual premium.
Your Trusted Choice Agency for Umbrella Liability Insurance
Trust American Insuring Group to provide the best value in affordable and reliable business umbrella insurance. Our independence and high standards are two reasons why A.I.G. provides the best insurance rates combined with high-quality insurance protection for your business.