Commercial Property Insurance Protection
for Small to Mid-Sized Businesses

Commercial property insurance, business interruption insurance, equipment breakdown insurance | Reading, PA, Philadelphia, Lancaster, Harrisburg, Allentown, Bethlehem, Pennsylvania 

Commercial Property Insurance - Is Your Business Well Protected?

At American Insuring Group, Ltd., we offer a wide variety of property insurance options to meet your business needs.

Commercial Property Insurance is a type of commercial insurance that covers buildings and business personal property for the risks of fire and lightning, windstorm and hail, smoke damage, explosion, vandalism, and theft. Expanded coverage often includes water damage, sewer back-up, business interruption insurance, and more. A tailored property insurance policy usually pays on a replacement cost basis, which means there is no depreciation in the event of a loss.  

Other property coverage that can be covered under most small business insurance policies include loss of income and extra expense insurance. This Business Interruption Insurance coverage would pay for the lost revenue or sales that a business owner would suffer if a covered peril were to damage the building, and the business were to be unable to open until repairs had been completed.  

Other extensions of coverage include damage to outdoor signs, employee dishonesty insurance, money lost or stolen by robbery or theft, spoilage of food or merchandise damaged due to power failure, or equipment breakdown insurance covering mechanical systems, including refrigeration systems damaged by a malfunction. 

Most insurance companies offer commercial insurance package policies, or business owner's policies, to small businesses and contractors. These include both public liability insurance and property insurance coverage at discounted premiums.

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Your Trusted Choice Commercial Property Insurance Agency

Trust American Insuring Group to provide the best value in affordable and reliable commercial property insurance coverage. Our independence and high standards are two reasons why American Insuring Group can get the best commercial property insurance rates and high-quality insurance protection for your business property.

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