--- title: Commercial Property Insurance | Reading, PA, Philadelphia, Harrisburg, Allentown, Lancaster & beyond description: Commercial property insurance, business interruption insurance, and more. A Trusted Choice independent insurance agency near Reading, PA. Call us and start saving. --- - [Home](https://www.aigltd.com/) | - [Contact Us](https://www.aigltd.com/contact/) | - [Blog](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa) ![Affordable PA Insurance: Commercial, Homeowners, Car, Life, and Health Insurance](https://www.aigltd.com/hs-fs/hubfs/PA-Insurance-for-Business-Car-Life-House-Health.jpg?width=1020&name=PA-Insurance-for-Business-Car-Life-House-Health.jpg "Affordable PA Insurance: Commercial, Homeowners, Car, Life, and Health Insurance") [![](https://www.aigltd.com/hs-fs/hubfs/American_Insurance_Group-Images/Mobile-logo1.png?width=690&name=Mobile-logo1.png)](https://www.aigltd.com/) [![](https://www.aigltd.com/hs-fs/hubfs/American_Insurance_Group-Images/Mobile-logo2.png?width=690&name=Mobile-logo2.png)](https://www.aigltd.com/) # Commercial Property Insurance Protection for Small to Mid-Sized Businesses ![Commercial property insurance, business interruption insurance, equipment breakdown insurance | Reading, PA, Philadelphia, Lancaster, Harrisburg, Allentown, Bethlehem, Pennsylvania](https://www.aigltd.com/hs-fs/file-16763961-jpg/images/commercial-property-insurance-b-550.jpg)  ## Commercial Property Insurance - Is Your Business Well Protected? At American Insuring Group, Ltd., we offer a wide variety of property insurance options to meet your business needs. **Commercial Property Insurance** is a type of commercial insurance that covers buildings and business personal property for the risks of fire and lightning, windstorm and hail, smoke damage, explosion, vandalism, and theft. **Expanded coverage** often includes water damage, sewer back-up, business interruption insurance, and more. A tailored property insurance policy usually pays on a replacement cost basis, which means there is no depreciation in the event of a loss.   Other property coverage that can be covered under most small business insurance policies include **loss of income and extra expense insurance**. This **Business Interruption Insurance** coverage would pay for the lost revenue or sales that a business owner would suffer if a covered peril were to damage the building, and the business were to be unable to open until repairs had been completed.   Other extensions of coverage include damage to outdoor signs, **employee dishonesty insurance**, money lost or stolen by robbery or theft, **spoilage** of food or merchandise damaged due to power failure, or **equipment breakdown insurance** covering mechanical systems, including refrigeration systems damaged by a malfunction.  Most insurance companies offer commercial insurance package policies, or business owner's policies, to small businesses and contractors. These include both **public liability insurance** and property insurance coverage at discounted premiums. [![Free Business Insurance Quotes | Reading, PA, Philadelphia, Lancaster, Harrisburg, Allentown, Bethlehem, Pennsylvania](https://www.aigltd.com/hs-fs/file-16760462-jpg/images/business-insurance-quotes-b-210.jpg)](https://www.aigltd.com/business-insurance-quotes/) ### **![Best Pennsylvania Health Insurance Rates](https://www.aigltd.com/hs-fs/file-16772704-jpg/images/line-big.jpg)** ## Your Trusted Choice Commercial Property Insurance Agency Trust American Insuring Group to provide the best value in affordable and reliable commercial property insurance coverage. Our independence and high standards are two reasons why American Insuring Group can get the best commercial property insurance rates and high-quality insurance protection for your business property. **![Trusted Choice Independent Agent | Business & Commercial Property Insurance](https://www.aigltd.com/hs-fs/file-16782309-jpg/images/trusted-choice-independent-insurance-agent-reading-pennsylvania-175-a.jpg)** ****Reliable, Affordable American Insuring Group** ** --- ### Commercial Property Insurance Tips to Protect Your Business ### **Receive Our Valuable Guide: 7 Things You Must Know to Protect Your Business** [![Download our Commercial Insurance Guide Book: 7 Things You Must Know to Protect Your Business](https://no-cache.hubspot.com/cta/default/124864/d0112e5b-3299-4f86-959a-8a1f47f1956c.png)](https://cta-redirect.hubspot.com/cta/redirect/124864/d0112e5b-3299-4f86-959a-8a1f47f1956c) Call Us To Save on Commercial Property Insurance!![Commercial property insurance, small business insurance, business interruption insurance,equipment breakdown insurance, public liability insurance, and more for Reading, PA and beyond](https://www.aigltd.com/hs-fs/file-16754541-jpg/images/25-insurance-quotes-b-200.jpg?width=175&height=143&name=25-insurance-quotes-b-200.jpg) **We Represent Over 25 Insurance Companies To Bring You the Most Affordable Insurance Coverage!**   **[![Commercial Property Insurance Quotes - Reading, PA, Philadelphia, Lancaster, Harrisburg, Allentown, York, Pennsylvania](https://www.aigltd.com/hs-fs/file-16760462-jpg/images/business-insurance-quotes-b-210.jpg)](https://www.aigltd.com/business-insurance-quotes/)(610) 775-3848 Toll Free: (800) 947-1270** **Reliable, Affordable American Insuring Group** Help a Friend Save on Commercial Property Insurance, Get a FREE Pizza! ***[![Help a friend find affordable business and commercial property insurance using our business insurance quotes, and get a free pizza](https://www.aigltd.com/hs-fs/file-16774567-jpg/images/refer-a-friend-175.jpg)](https://www.aigltd.com/refer-a-friend-for-insurance/)*** **Refer a Friend, Get a Pizza!** Be a real friend! Help a business associate save on our affordable commercial property insurance, business interruption insurance, or any other insurance we sell, and get a FREE pizza on us! ![Pennsylvania Insurance Agency - Affordable Car, Home, Life, Health, Business and Commercial Insurance for Reading PA, Philadelphia, Lancaster, Allentown, Harrisburg, York, Pittsburgh, and Erie PA](https://www.aigltd.com/hs-fs/file-16772509-png/images/line-1020-01.png) Serving Pennsylvania with affordable car, life, health, homeowner’s, renter’s, business, commercial, and other types of property insurance for over 30 years. Philadelphia, Pittsburgh, Allentown, Erie, Reading, Scranton, Bethlehem, Lancaster, Harrisburg, Altoona, York, & State College Pennsylvania areas. [![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](https://www.facebook.com/American-Insuring-Group-Ltd-229692490403872/) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](https://www.linkedin.com/in/david-ross-91063918/) © 2015 American Insuring Group, LTD