--- title: Smart Ways to Save on Auto Insurance description: "How to save on truck, van and car insurance. American Insuring Group: Reading PA, Philadelphia, Lancaster, Harrisburg, Allentown, York, Pennsylvania." image: https://www.aigltd.com/hs-fs/file-16778660-jpg/images/smart-car-insurance-savings-190.jpg --- - [Home](https://www.aigltd.com/) | - [Contact Us](https://www.aigltd.com/contact/) | - [Blog](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa) ![Affordable PA Insurance: Commercial, Homeowners, Car, Life, and Health Insurance](https://www.aigltd.com/hs-fs/hubfs/PA-Insurance-for-Business-Car-Life-House-Health.jpg?width=1020&name=PA-Insurance-for-Business-Car-Life-House-Health.jpg "Affordable PA Insurance: Commercial, Homeowners, Car, Life, and Health Insurance") [![](https://www.aigltd.com/hs-fs/hubfs/American_Insurance_Group-Images/Mobile-logo1.png?width=690&name=Mobile-logo1.png)](https://www.aigltd.com/) [![](https://www.aigltd.com/hs-fs/hubfs/American_Insurance_Group-Images/Mobile-logo2.png?width=690&name=Mobile-logo2.png)](https://www.aigltd.com/) # Insurance Savings and News You Can Use Join the Conversation! ## Smart Ways to Save on Auto Insurance Posted by [David Ross](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/author/david-ross) on Sat, Feb 04, 2012 - [Tweet](https://twitter.com/share) Calling an ***Independent Agent*** to get Auto Insurance quotes is one of the ***smartest*** ways to compare rates for truck, van, or car insurance.  Independent Agents work for ***You ***not the Insurance company, so they are able to compare car insurance prices from multiple companies with one call. At American Insuring Group, we represent over a dozen "A" rated auto insurance companies, so we can do the shopping for you for cheap, yet high-quality car insurance.  Let one of our insurance professionals compare car insurance for you with one call today!  [![Affordable car insurance in Reading PA, Berks County, Philadelphia, Lancaster, Allentown, Harrisburg, York, Bethlehem, Pennsylvania, and beyond.](https://www.aigltd.com/hs-fs/file-16778660-jpg/images/smart-car-insurance-savings-190.jpg?width=200&height=150&name=smart-car-insurance-savings-190.jpg)](https://www.aigltd.com/cheap-car-insurance-quotes-auto-motorcycle-pennsylvania/) Having both your car insurance quote and your homeowners insurance quoted with the same  car insurance companies is one of the best ways to save on both. This credit is called an ***account credit**.* Another way to save on car insurance quotes is for all vehicle insurance in the household to be with the same company.  This will give all drivers in the house a ***multi-car discount ***of 20%.  Some of our car insurance companies offer ***first accident forgiveness*** which guarantees no accident surcharges if you are responsible for an accident.  Airbags, theft alarms and anti-lock brakes all give ***discounts*** with the car insurance companies we represent. Agreeing to ***go paperless ***and having a AAA membership will give your vehicle insurance extra discounts. Mature drivers have a wide variety of ***mature discounts*** available from our companies.  Discounts for ***over age 50***, discounts for ***pleasure usage*** and ***driver improvement courses ***are all discounts mature drivers are eligible for to get the cheapest car insurance quotes available. Young drivers also are eligible for a variety of discounts for car insurance for young drivers.  ***Driver Training credit*** is available to young drivers who have completed 30 hours of classroom and 6 hours behind the wheel instructions.  This *driver training credit *gives 10% credit for three years for car insurance for young drivers.  ***Student Away at School ***discount is available to college age drivers who live over 100 miles from home and have no car with them.  This credit changes the young driver rate to a *married *rate which is a substantial savings. At American Insuring Group, we offer truck, van and car insurance quotes from insurance companies that offer ***loss free discounts and longevity discounts**.  *These discounts start after 1 year with the company and increase to 5% yearly discounts. For the business owner, adding your van insurance to your personal car insurance quote will give your business vehicle a ***multi-car discount** and a** personal use discount. *** ******These are just some of the many ways that calling American Insuring Group for a ***car insurance comparison*** will help you save money on car insurance rates today! Call us at **800.947.1270** or **610.775.3848**.   For an ***instant online insurance quote for your car, van, truck, motorcycle, SUV, or RV***, please click below. Located near Reading, PA in Berks County, we also serve the insurance needs of customers in Philadelphia, Lancaster, York, Harrisburg, Allentown, Pittsburgh, Erie, and points in between and beyond. Call or click today to get started! [![Get an instant Pennsylvania insurance quote for your truck, automobile, SUV, motorcycle, or RV. We serve all of PA, including Berks County, Reading, Lancaster, York, Harrisburg, State College, Easton, Allentown, Bethlehem, Lehigh Valley, Erie, Pittsburgh, and beyond.](https://www.aigltd.com/hs-fs/file-16763229-jpg/images/click-for-car-insurance-quote-250.jpg)](http://aigltd.ConsumerRateQuotes.com/Consumer/default.aspx) Tags: [Car Insurance Harrisburg PA](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/car-insurance-harrisburg-pa), [Van Insurance](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/van-insurance), [Car Insurance Lancaster PA](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/car-insurance-lancaster-pa), [Car Insurance](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/car-insurance), [Car Insurance Reading PA](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/car-insurance-reading-pa), [Car Insurance Allentown PA](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/car-insurance-allentown-pa), [Car Insurance Philadelphia PA](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/car-insurance-philadelphia-pa), [Affordable Car Insurance](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/affordable-car-insurance) ### Why Customers Love and Trust Us! ### Subscribe to Receive Helpful Blog Posts Get the Right Coverage and Save Big with American Insuring Group!   [![](https://www.aigltd.com/hs-fs/hubfs/Affordable-Car-Truck-Vehicle-Insurance-btn-300b.jpg?width=300&height=154&name=Affordable-Car-Truck-Vehicle-Insurance-btn-300b.jpg "Affordable-Car-Truck-Vehicle-Insurance-btn-300b.jpg")](https://www.aigltd.com/cheap-car-insurance-quotes-auto-motorcycle-pennsylvania)   [![](https://www.aigltd.com/hs-fs/hubfs/Affordable-House-Insurance-btn-300b.jpg?width=300&height=202&name=Affordable-House-Insurance-btn-300b.jpg "Affordable-House-Insurance-btn-300b.jpg")](https://www.aigltd.com/homeowners-renters-house-insurance)     [![](https://www.aigltd.com/hs-fs/hubfs/Affordable-Life-Insurance-btn-300-1.jpg?width=300&height=210&name=Affordable-Life-Insurance-btn-300-1.jpg "Affordable-Life-Insurance-btn-300-1.jpg")](https://www.aigltd.com/life-insurance-quotes-term-life-insurance-whole-life-insurance-cheap-life-insurance)     [![](https://www.aigltd.com/hs-fs/hubfs/Affordable-Health-Insurance-btn-300.jpg?width=300&height=214&name=Affordable-Health-Insurance-btn-300.jpg "Affordable-Health-Insurance-btn-300.jpg")](https://www.aigltd.com/health-insurance)   [![](https://www.aigltd.com/hs-fs/hubfs/Affordable-Business-Insurance-btn-300.jpg?width=300&height=235&name=Affordable-Business-Insurance-btn-300.jpg "Affordable-Business-Insurance-btn-300.jpg")](https://www.aigltd.com/commercial-insurance-small-business) ### Latest Posts ### Posts by Category - 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