--- title: Common Workplace Injuries and How to Avoid Them description: Lower The Cost of WC Insurance by Understanding The Most Common Causes And Types of Injuries And Taking Steps To Minimize The Risk of Injuries. image: https://www.aigltd.com/hubfs/Common-Workplace-Injuries-1025.jpg --- - [Home](https://www.aigltd.com/) | - [Contact Us](https://www.aigltd.com/contact/) | - [Blog](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa) ![Affordable PA Insurance: Commercial, Homeowners, Car, Life, and Health Insurance](https://www.aigltd.com/hs-fs/hubfs/PA-Insurance-for-Business-Car-Life-House-Health.jpg?width=1020&name=PA-Insurance-for-Business-Car-Life-House-Health.jpg "Affordable PA Insurance: Commercial, Homeowners, Car, Life, and Health Insurance") [![](https://www.aigltd.com/hs-fs/hubfs/American_Insurance_Group-Images/Mobile-logo1.png?width=690&name=Mobile-logo1.png)](https://www.aigltd.com/) [![](https://www.aigltd.com/hs-fs/hubfs/American_Insurance_Group-Images/Mobile-logo2.png?width=690&name=Mobile-logo2.png)](https://www.aigltd.com/) # Insurance Savings and News You Can Use Join the Conversation! ## Common Workplace Injuries and How to Avoid Them Posted by [David Ross](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/author/david-ross) on Sat, Nov 04, 2023 - [Tweet](https://twitter.com/share) ![Avoid Workplace Injuries and Save on WC Insurance in Philadelphia, Pittsburgh, Erie, Allentown, Reading, Lancaster, Lebanon, Harrisburg, and across the state of Pennsylvania. Call us.](https://www.aigltd.com/hs-fs/hubfs/Common-Workplace-Injuries-1025.jpg?width=1025&height=578&name=Common-Workplace-Injuries-1025.jpg)The best way to lower [Workers' Compensation (WC) Insurance](https://www.aigltd.com/workers-compensation-insurance-reading-pa) costs is to create a safer work environment, thereby reducing the number of injuries and the number of WC claims. According to the [U.S. Bureau of Labor Statistics](https://www.bls.gov/iif/latest-numbers.htm) (BLS), there were 2,607,900 nonfatal injuries and illnesses in the private industry in 2021 and 5,190 fatal injuries. "The total cost of work injuries in 2021 was $167.0 billion. This figure includes wage and productivity losses of $47.4 billion, medical expenses of $36.6 billion, and administrative expenses of $57.5 billion," according to the [National Safety Council](https://injuryfacts.nsc.org/work/costs/work-injury-costs/#:~:text=The%20total%20cost%20of%20work,administrative%20expenses%20of%20%2457.5%20billion.) (NSC). "This total also includes employers' uninsured costs of $13.8 billion, including the value of time lost by workers other than those with disabling injuries who are directly or indirectly involved in injuries, and the cost of time required to investigate injuries, write up injury reports, and so forth. The total also includes damage to motor vehicles in work-related injuries of $5.4 billion and fire losses of $6.3 billion." One way to minimize these costs in your workplace is to create a safer work environment. First, you need to understand the most common causes and the most common types of injuries. Then, you can take steps to eliminate those causes and minimize injuries. ## **Most Common Causes of Workplace Injuries, Accidents, Illnesses, and Fatalities: ** **Falls, slips, and trips** – Falls, slips, and trips can result in sprains, strains, bruises, fractures, cuts, etc. According to the [Centers for Disease Control and Prevention](https://www.cdc.gov/niosh/injury/fastfacts.html) (CDC), 18% of nonfatal work injuries that resulted in days away from work in 2020 were related to slips, trips, and falls. **Transportation incidents** - According to the [CDC](https://www.cdc.gov/niosh/injury/fastfacts.html), 1,038 U.S. workers died in work-related crashes involving motor vehicles (22% of all deaths) in 2020. **Overexertion and bodily reaction** – Common activities that can cause overexertion and bodily reaction injuries include lifting, pushing, turning, carrying, and throwing. According to the [NSC](https://injuryfacts.nsc.org/work/safety-topics/overexertion-and-bodily-reaction/), in 2020, overexertion and bodily reaction were the second leading nonfatal injury or illness event involving days away from work, representing 22% of all such injuries. **Contact with objects and equipment** – According to the [NSC](https://injuryfacts.nsc.org/work/work-overview/top-work-related-injury-causes/), "Prior to 2020, contact with objects and equipment was the third leading cause of injury and illness involving days away from work and accounts for 16.7% of cases in 2020." **Exposure to harmful substances or environments** – This can include exposure to electricity, radiation, noise, extreme temperatures, harmful substances, etc. "Because of illness cases related to COVID-19 (coded as Other diseases due to viruses, not elsewhere classified [n.e.c.]), the leading cause of work-related injuries and illnesses involving days away from work in 2020 was exposure to harmful substances or environments," according to the [NSC](https://injuryfacts.nsc.org/work/safety-topics/exposure-to-harmful-substances-or-environments/). Still, exposure to harmful substances or environments was the sixth-ranked cause before 2020. **Fire and Explosions** – According to the [NSC](https://injuryfacts.nsc.org/work/work-overview/top-work-related-injury-causes/), in 2020, 1,770 workplace injuries resulted from fire and explosions. ## **Most Common Workplace Injuries:** - Ligament Sprains and Tears - Tendon and Muscle Strains and Tears - Herniated Discs - Repetitive Use Injuries - Cuts, Lacerations, Punctures - Lacerations - Bruises and Contusions - Broken Bones - Neck and Back Injuries - Shoulder Injuries - Burns - Electrocutions [**Tips**](https://www.business.com/articles/workplace-accidents-how-to-avoid-them-and-what-to-do-when-they-happen/)** to Minimize the Risk of Workplace Injuries: ** - Conduct Regular Risk Assessments - Conduct physical assessments for demanding roles - Provide safety and wellness training - Hire qualified workers - Hire enough workers - Keep workspaces clean and walkways clear - Post proper signage - Provide adequate lighting - Practice good equipment and vehicle maintenance - Provide appropriate PPE - Require employees to dress appropriately for their roles - Discourage employees from taking shortcuts - Understand Safety Standards and Regulations - Consider workplace ergonomics to reduce the risk of [Repetitive Stress Injuries](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/10-tips-to-prevent-repetitive-stress-injuries-and-lower-wc-costs) ## **Lower Your Workers' Compensation Insurance Costs** Understanding the most common causes and types of injuries and taking steps to minimize the risk of those injuries is one way to lower WC costs. Another way is to work with the experienced independent agents at American Insuring Group, Ltd. We offer cost-effective Worker's Compensation insurance from various competing insurance companies. We'll work hard to get you the best price on quality insurance to protect your employees and your business! Call us today at **(800) 947-1270** or **(610) 775-3848**, or [**connect with us online**](https://www.aigltd.com/contact)**.** Tags: [Workers Compensation Insurance](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/workers-compensation-insurance), [workers comp](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/workers-comp), [Safety Programs](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/safety-programs) ### Why Customers Love and Trust Us! ### Subscribe to Receive Helpful Blog Posts Get the Right Coverage and Save Big with American Insuring Group!   [![](https://www.aigltd.com/hs-fs/hubfs/Affordable-Car-Truck-Vehicle-Insurance-btn-300b.jpg?width=300&height=154&name=Affordable-Car-Truck-Vehicle-Insurance-btn-300b.jpg "Affordable-Car-Truck-Vehicle-Insurance-btn-300b.jpg")](https://www.aigltd.com/cheap-car-insurance-quotes-auto-motorcycle-pennsylvania)   [![](https://www.aigltd.com/hs-fs/hubfs/Affordable-House-Insurance-btn-300b.jpg?width=300&height=202&name=Affordable-House-Insurance-btn-300b.jpg "Affordable-House-Insurance-btn-300b.jpg")](https://www.aigltd.com/homeowners-renters-house-insurance)     [![](https://www.aigltd.com/hs-fs/hubfs/Affordable-Life-Insurance-btn-300-1.jpg?width=300&height=210&name=Affordable-Life-Insurance-btn-300-1.jpg "Affordable-Life-Insurance-btn-300-1.jpg")](https://www.aigltd.com/life-insurance-quotes-term-life-insurance-whole-life-insurance-cheap-life-insurance)     [![](https://www.aigltd.com/hs-fs/hubfs/Affordable-Health-Insurance-btn-300.jpg?width=300&height=214&name=Affordable-Health-Insurance-btn-300.jpg "Affordable-Health-Insurance-btn-300.jpg")](https://www.aigltd.com/health-insurance)   [![](https://www.aigltd.com/hs-fs/hubfs/Affordable-Business-Insurance-btn-300.jpg?width=300&height=235&name=Affordable-Business-Insurance-btn-300.jpg "Affordable-Business-Insurance-btn-300.jpg")](https://www.aigltd.com/commercial-insurance-small-business) ### Latest Posts ### Posts by Category - [Accident Insurance (7)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/accident-insurance) - [Affordable Car Insurance (9)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/affordable-car-insurance) - [Affordable Care Act (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/affordable-care-act) - [Affordable Motorcycle Insurance (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/affordable-motorcycle-insurance) - [appliance insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/appliance-insurance) - [Bar Insurance (7)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/bar-insurance) - [Bobtail Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/bobtail-insurance) - [Brew Pub Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/brew-pub-insurance) - [Brewery Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/brewery-insurance) - [Builders Insurance (8)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/builders-insurance) - [Builders Risk Insurance (5)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/builders-risk-insurance) - [Business Insurance (123)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/business-insurance) - [Business Insurance Allentown PA (24)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/business-insurance-allentown-pa) - [Business Insurance Berks (31)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/business-insurance-berks) - [Business Insurance Harrisburg Pa (22)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/business-insurance-harrisburg-pa) - [Business Insurance Lancaster Pa (22)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/business-insurance-lancaster-pa) - [Business Insurance Philadelphia Pa (25)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/business-insurance-philadelphia-pa) - [Business Insurance Reading PA (29)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/business-insurance-reading-pa) - [Business Insurance York Pa (19)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/business-insurance-york-pa) - [Business Interruption Insurance (4)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/business-interruption-insurance) - [Business Overhead Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/business-overhead-insurance) - [Buy-Sell Agreement Insurance (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/buy-sell-agreement-insurance) - [Car Insurance (16)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/car-insurance) - [Car Insurance Allentown PA (11)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/car-insurance-allentown-pa) - [Car Insurance Harrisburg PA (10)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/car-insurance-harrisburg-pa) - [Car Insurance Lancaster PA (9)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/car-insurance-lancaster-pa) - [Car Insurance Philadelphia PA (11)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/car-insurance-philadelphia-pa) - [Car Insurance Reading PA (12)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/car-insurance-reading-pa) - [Cargo Trucking Insurance (11)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/cargo-trucking-insurance) - [CGL (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/cgl) - [Commercial Auto Insurance (14)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/commercial-auto-insurance) - [Commercial General Liability Insurance (11)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/commercial-general-liability-insurance) - [Commercial Insurance (147)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/commercial-insurance) - [Commercial Insurance Allentown PA (40)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/commercial-insurance-allentown-pa) - [Commercial Insurance Berks County (38)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/commercial-insurance-berks-county) - [Commercial Insurance Harrisburg PA (38)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/commercial-insurance-harrisburg-pa) - [Commercial Insurance Lancaster PA (36)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/commercial-insurance-lancaster-pa) - [Commercial Insurance Philadelphia PA (43)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/commercial-insurance-philadelphia-pa) - [Commercial Insurance Reading PA (40)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/commercial-insurance-reading-pa) - [Commercial Insurance York PA (33)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/commercial-insurance-york-pa) - [Commercial Liability Insurance (34)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/commercial-liability-insurance) - [commercial property insurance (25)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/commercial-property-insurance) - [Commercial Sign Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/commercial-sign-insurance) - [commercial vehicle insuarance (7)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/commercial-vehicle-insuarance) - [Commercial Vehicle Insurance (80)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/commercial-vehicle-insurance) - [commercial vehicles (3)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/commercial-vehicles) - [Construction Defect (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/construction-defect) - [Construction Equipment Insurance (8)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/construction-equipment-insurance) - [Construction Insurance (87)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/construction-insurance) - [Construction Risk Insurance (23)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/construction-risk-insurance) - [Contractor Insurance (107)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/contractor-insurance) - [Contractor Safety Management (50)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/contractor-safety-management) - [Contractual Risk Transfer (6)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/contractual-risk-transfer) - [CPPI Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/cppi-insurance) - [Critical Illness Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/critical-illness-insurance) - [Cyber Insurance (5)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/cyber-insurance) - [Cyber Liability Insurance (5)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/cyber-liability-insurance) - [d Life Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/d-life-insurance) - [design-build insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/design-build-insurance) - [Disability Buy-Out Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/disability-buy-out-insurance) - [Disability Insurance (10)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/disability-insurance) - [Disaster Recovery Plan (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/disaster-recovery-plan) - [Driverless Cars and Trucks (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/driverless-cars-and-trucks) - [Drone Insurance (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/drone-insurance) - [ELD Mandate (3)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/eld-mandate) - [Electronic Logging Devices - ELD (3)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/electronic-logging-devices-eld) - [Employee Benefits (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/employee-benefits) - [Employment Practices Liability Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/employment-practices-liability-insurance) - [EPLI (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/epli) - [Errors and Omissions Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/errors-and-omissions-insurance) - [Excess Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/excess-insurance) - [Fire Safety (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/fire-safety) - [Flood Insurance (6)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/flood-insurance) - [Flood Insurance Philadelphia PA (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/flood-insurance-philadelphia-pa) - [Flood Insurance Reading PA (4)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/flood-insurance-reading-pa) - [Food Transportation Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/food-transportation-insurance) - [Food Truck Insurance (4)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/food-truck-insurance) - [GAP Insurance (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/gap-insurance) - [Health Insurance (19)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/health-insurance) - [Health Insurance Allentown (15)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/health-insurance-allentown) - [Health Insurance Berks County (12)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/health-insurance-berks-county) - [Health Insurance Harrisburg (12)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/health-insurance-harrisburg) - [Health Insurance Lancaster (13)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/health-insurance-lancaster) - [Health Insurance Philadelphia (15)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/health-insurance-philadelphia) - [Health Insurance Reading PA (15)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/health-insurance-reading-pa) - [Heavy Equipment Insurance (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/heavy-equipment-insurance) - [Home Business Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/home-business-insurance) - [Home Sharing Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/home-sharing-insurance) - [Homeowners Insurance (30)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/homeowners-insurance) - [Homeowners Insurance Allentown Pa (20)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/homeowners-insurance-allentown-pa) - [Homeowners Insurance Berks County (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/homeowners-insurance-berks-county) - [Homeowners Insurance Harrisburg PA (14)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/homeowners-insurance-harrisburg-pa) - [Homeowners Insurance Lancaster Pa (17)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/homeowners-insurance-lancaster-pa) - [Homeowners Insurance Philadelphia Pa (22)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/homeowners-insurance-philadelphia-pa) - [Homeowners Insurance Reading Pa (20)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/homeowners-insurance-reading-pa) - [Homeowners Insurance York PA (13)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/homeowners-insurance-york-pa) - [House Insurance (19)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/house-insurance) - [House Insurance Allentown Pa (10)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/house-insurance-allentown-pa) - [House Insurance Lancaster Pa (10)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/house-insurance-lancaster-pa) - [House Insurance Philadelphia Pa (9)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/house-insurance-philadelphia-pa) - [House Insurance Reading PA (12)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/house-insurance-reading-pa) - [Hurricane Harvey (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/hurricane-harvey) - [Insurance Berks Pa (4)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/insurance-berks-pa) - [Insurance Infographics (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/insurance-infographics) - [Insurance Reading Pa (8)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/insurance-reading-pa) - [Internet of Things (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/internet-of-things) - [IoT (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/iot) - [Key Person Insurance (4)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/key-person-insurance) - [Landlord Insurance (35)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/landlord-insurance) - [Landlord Insurance Berks County (4)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/landlord-insurance-berks-county) - [Landlord Insurance Reading PA (4)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/landlord-insurance-reading-pa) - [Life Insurance (28)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/life-insurance) - [Life Insurance Allentown Pa (23)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/life-insurance-allentown-pa) - [Life Insurance Berks Pa (20)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/life-insurance-berks-pa) - [Life Insurance for Children (5)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/life-insurance-for-children) - [Life Insurance for Singles (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/life-insurance-for-singles) - [Life Insurance Harrisburg Pa (21)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/life-insurance-harrisburg-pa) - [Life Insurance Lancaster Pa (21)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/life-insurance-lancaster-pa) - [Life Insurance Philadelphia Pa (23)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/life-insurance-philadelphia-pa) - [Life Insurance Reading PA (24)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/life-insurance-reading-pa) - [Life Insurance York Pa (18)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/life-insurance-york-pa) - [Liquor Liability Insurance (5)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/liquor-liability-insurance) - [Long Term Care Insurance (6)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/long-term-care-insurance) - [Managed Care Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/managed-care-insurance) - [Mold Remediation Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/mold-remediation-insurance) - [Money and Securities Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/money-and-securities-insurance) - [Motor Carrier Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/motor-carrier-insurance) - [Motorcycle Insurance (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/motorcycle-insurance) - [Motorcycle Insurance Allentown (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/motorcycle-insurance-allentown) - [Motorcycle Insurance Harrisburg (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/motorcycle-insurance-harrisburg) - [Motorcycle Insurance Lancaster (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/motorcycle-insurance-lancaster) - [Motorcycle Insurance Philadelphia (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/motorcycle-insurance-philadelphia) - [Motorcycle Insurance Reading PA (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/motorcycle-insurance-reading-pa) - [Motorcycle Insurance York (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/motorcycle-insurance-york) - [Nail Gun Safety (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/nail-gun-safety) - [Nightclub Insurance (5)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/nightclub-insurance) - [Opioid Epidemic (3)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/opioid-epidemic) - [Pa (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/pa) - [PA Flood Insurance (5)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/pa-flood-insurance) - [PA Workers Compensation Insurance (65)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/pa-workers-compensation-insurance) - [Pennsylvania Business Insurance (7)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/pennsylvania-business-insurance) - [Physical Damage Truck Insurance (8)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/physical-damage-truck-insurance) - [Pollution Liability Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/pollution-liability-insurance) - [Private Carrier Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/private-carrier-insurance) - [Product Liability Insurance (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/product-liability-insurance) - [Professional Liability Insurance (9)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/professional-liability-insurance) - [Professional Liability Lawsuit (3)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/professional-liability-lawsuit) - [Public Liability Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/public-liability-insurance) - [Public Liability Insurance Berks County (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/public-liability-insurance-berks-county) - [Public Liability Insurance Reading PA (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/public-liability-insurance-reading-pa) - [Refrigerated Truck Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/refrigerated-truck-insurance) - [Rental Property Insurance (3)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/rental-property-insurance) - [Repetitive Motion Injuries (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/repetitive-motion-injuries) - [Restaurant Insurance (76)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/restaurant-insurance) - [Restaurant Insurance Allentown PA (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/restaurant-insurance-allentown-pa) - [Restaurant Insurance Costs (32)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/restaurant-insurance-costs) - [Restaurant Insurance Lancaster PA (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/restaurant-insurance-lancaster-pa) - [Restaurant Insurance Philadelphia PA (3)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/restaurant-insurance-philadelphia-pa) - [Restaurant Insurance Pittsburgh PA (3)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/restaurant-insurance-pittsburgh-pa) - [Restaurant Insurance Reading PA (6)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/restaurant-insurance-reading-pa) - [Restaurant Liability Insurance (17)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/restaurant-liability-insurance) - [Restaurant Safety (24)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/restaurant-safety) - [Retirement Planning (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/retirement-planning) - [Return-To-Work Programs (15)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/return-to-work-programs) - [RV Insurance (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/rv-insurance) - [Safe Driving Tips (18)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/safe-driving-tips) - [Safety Programs (34)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/safety-programs) - [Small Business Insurance (30)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/small-business-insurance) - [Small Business Insurance Reading PA (16)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/small-business-insurance-reading-pa) - [Teen Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/teen-insurance) - [Tennant Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/tennant-insurance) - [Texting (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/texting) - [Tool Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/tool-insurance) - [Toolbox Talk (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/toolbox-talk) - [truck insurance (84)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/truck-insurance) - [trucker insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/trucker-insurance) - [Trucking Insurance (74)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/trucking-insurance) - [Umbrella Insurance (8)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/umbrella-insurance) - [Umbrella Liability Insurance (4)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/umbrella-liability-insurance) - [Unoccupied Property Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/unoccupied-property-insurance) - [Utility Service Interruption Insurance (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/utility-service-interruption-insurance) - [Van Insurance (9)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/van-insurance) - [Vocational Rehabilitation (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/vocational-rehabilitation) - [WC Insurance (7)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/wc-insurance) - [Winter Driving Tips (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/winter-driving-tips) - [workers comp (67)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/workers-comp) - [workers comp costs (119)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/workers-comp-costs) - [workers comp insurance (49)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/workers-comp-insurance) - [Workers Compensation Insurance (186)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/workers-compensation-insurance) - [Workers Compensation Insurance Fraud (11)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/workers-compensation-insurance-fraud) - [Workers Compensation Insurance Infographics (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/workers-compensation-insurance-infographics) - [Workers Compensation Vendor Management (2)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/workers-compensation-vendor-management) - [Wrap Up Insurance (1)](https://www.aigltd.com/insurance-blog-car-auto-home-life-commercial-reading-pa/topic/wrap-up-insurance) Serving Pennsylvania with affordable car, life, health, homeowner’s, renter’s, business, commercial, and other types of property insurance for over 30 years. Philadelphia, Pittsburgh, Allentown, Erie, Reading, Scranton, Bethlehem, Lancaster, Harrisburg, Altoona, York, & State College Pennsylvania areas. [![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](https://www.facebook.com/American-Insuring-Group-Ltd-229692490403872/) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](https://www.linkedin.com/in/david-ross-91063918/) © 2015 American Insuring Group, LTD