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New Technologies Lead to Faster Cleanup and Recovery

The bad news – you need to contact your Pennsylvania homeowners insurance agent because your home got hit by major water damage. The good news – today’s technology makes it possible to quickly restore damaged carpet, padding, drywall and more. That’s also good news in terms of costs for Pennsylvania homeowners insurance from Reading to Allentown, Harrisburg to Philadelphia, and Lancaster to Erie!

Dry it Quickly to Avoid Replacement Costs

When water damage occurs, your goal should be to dry your property and all contents as quickly as possible. In the past, restoration experts had few options, often resulting in removing and discarding damaged drywall, carpeting, and padding and replacing them at great expense. Since then, the science of drying has taken major leaps forward, so these items can often be completely restored quickly and at a much lower cost.

Homeowners: Get Your Valuable Free Report and Learn How to Recover Quickly from Water Damage

Our free report will explain:

• How damaged carpet, padding, and drywall can be completely restored
• The powerful water extraction techniques that can save you money and get you back into your home quickly

To receive your free report, courtesy of PuroClean, click here.

American Insuring Group offers the guaranteed lowest prices on high-quality, affordable homeowner’s insurance by quoting lots of competing home insurance companies. We guarantee the best deal on homeowners insurance, as well as insurance for your car, life, health, or business.

Contact us today for a free, no-obligation quote, or click for an > instant homeowner’s insurance quote.

Who Saves You More on Car Insurance, the GEICO Gecko or the American Insuring Group Eagle?

We eat geckos for lunch at American Insuring Group Ltd!  What we mean is, we can quote from over 25 competing insurance companies (6 for auto insurance alone) with one call, so we will out-perform any single-choice auto insurance brand - guaranteed. That goes not only for car insurance, but truck, RV, motorcycle, and van insurance from Philadelphia to Pittsburgh, Lancaster to Allentown, and points in between and beyond.

One Car Insurance Choice vs. Many Competing Choices

Would you buy groceries from a store offering only one brand of cereal or coffee?  Then why call a "one company only" car insurance company like GEICO, State Farm, or others? 

Get the American Insuring Group Advantage

We specialize in the most comprehensive and most competitive motorcycle, RV, truck, van and car insurance quotes anywhere in Pennsylvania, from Reading PA in Berks county, to Philadelphia, Lancaster, Allentown and the Lehigh Valley, to Harrisburg, York, Pittsburgh, Erie, and points in between.  So why call GEICO for cheap car insurance when you can get a more affordable car insurance comparison from multiple companies with one call? 

At American Insuring Group LTD, we will show you how to save on truck, van and car insurance in ways that GEICO only dream about.  Call today because the eagle has landed on savings from American Insuring Group Ltd.

Call us at 1-800-943-2198 or click here for an Instant Online Car Insurance Quote.

The storm season is here, and it pays to be prepared with the right homeowners insurance policy. Homeowners insurance is designed to protect you from severe financial loss when your house is damaged. Major home damage in Reading PA, Berks County, Lancaster, Allentown, Philadelphia and other parts of the eastern U.S. often occurs due to flooding.  Fortunately, today’s technologies can restore your home to pre-flooding condition, especially if you act quickly when water damage occurs.

Do you know what to do or who to call when major storm damage occurs? Be sure to contact your homeowners insurance agent as soon as possible, and to take plenty of photos of the damage.  Remember to watch for fallen power lines and standing water that may be electrically charged. Plumbing, roofing, and electrical systems and appliances should all be checked by a qualified professional.  For more information, request our free report.

Get Your Valuable Free Report: What to Do After the Storm

In addition to providing helpful details on what to check and who to call, your free homeowner’s report will explain:

• 2 things you can do to speed your insurance claims process
• How to protect yourself against contractor scams after the storm
• The key plumbing, roofing, and electrical items to check for when assessing damage

To receive your free report, courtesy of PuroClean, click here.

American Insuring Group is proud to offer you the guaranteed lowest prices on high-quality, affordable homeowner’s insurance from a multitude of competing home insurance carriers. With over 25 competing brands of insurance, we guarantee the best deal on homeowners insurance, as well as insurance for your car, life, health, or business. Contact us today for a free, no-obligation quote, or click for an > instant homeowner’s insurance quote.

We purchase homeowners insurance to protect our homes, and for the peace of mind that house insurance protection can bring. But what can we do when mold builds up in our home, and how can we prevent it in the first place?

Homeowners in Pennsylvania, and in eastern and southeastern states in general, tend to live in humid climates with plentiful rainfall. This combination makes these homes more susceptible to moisture and mold buildup, especially in older homes with porous foundations.  Therefore, homeowners must take extra care to watch for signs of moisture and mold, and to act quickly to resolve such problems before they become a serious health threat.

Is Mold in My Home, and What Can I Do?

Simply put, if you can see it or smell it, then you have mold, and should take immediate action to remove it.  The first step is to find and eliminate the water source.  Then the mold must be cleaned with a detergent solution and all materials must be thoroughly dried. Depending on the scope of the problem, professional help may be required, which may be covered under your homeowner’s insurance policy (contact us for details).

Get Your Free Report on Eliminating Mold in the Home

Our free homeowner’s report will show you:

• 4 Ways to Stop Water Buildup in the Home
• 4 Tips for Keeping Your Home Dry and Humidity Low
• 3 Keys to Eliminating Mold

To receive your free report, click here.

American Insuring Group specializes in affordable homeowners insurance from high-quality carriers. We offer over 25 competing brands of insurance to guarantee the best deal on the right insurance for your home, car, life, health, or business. Contact us today for a free, no-obligation quote, or click for our > instant homeowners insurance quote.

Many PA Homeowners Caught Without Flood Insurance Protection

Many homeowners throughout Berks County, Lancaster County, and elsewhere in Pennsylvania experienced surprising homeowners insurance claims in 2011 due to flooding. Sadly, many lacked proper flood insurance resulting in denied claims and financial hardships that could have easily been avoided.  From Reading PA to Allentown, from Lancaster to Erie, and Philadelphia to Pittsburgh, homeowners were caught uninsured, underinsured, and unprotected against flooding.

Over-the-ground flooding can cause severe property damage and often presents unique challenges to homeowners as they attempt to restore their homes and property, with or without the benefit of flood insurance coverage on their homeowner’s policy.

Flood Plains and Homeowners Flood Insurance – Don’t Be Fooled

As many Pennsylvania homeowners came to realize in 2011, flooding can occur outside of so-called flood plains, so acquiring flood insurance even if you are outside a flood plain can be the difference between financial protection and financial disaster when a surprise flood occurs. Hurricanes, tropical storms, and even thunderstorms can cause extensive flooding even hundreds of miles from the coast.

Property damage specialists at PuroClean offer the following tips for coping with a flood, minimizing property damage, and insuring a speeding recovery:

1. Get professional flood cleanup help quickly
2. Remove all water, mud, and sludge
3. Remove and properly dispose of contaminated porous materials (including carpet, padding, drywall, paper, cardboard, insulation, and particle board furniture)
4. Sanitize semi-porous materials (structural wood, solid wood furniture)
5. Use professional-strength EPA-approved products to sanitize the remaining salvageable structure, fixtures, and contents
6. Professionally and thoroughly dry the structure as quickly as possible using dehumidifiers and high-capacity air movers
7. Install one or more air scrubbers to remove harmful airborne particulates
8. Perform any needed repairs

To download PuroClean’s factsheet on recovering from over-the-ground flooding, click here. 

Avoid a Financial Upheaval by Adding Flood Insurance Protection to Your Homeowners Insurance Policy

Remember, a flood can cause a major upheaval in the lives of any homeowner. Be sure to carry the proper flood insurance on your Pennsylvania homeowners insurance policy. Then, whether you hail from Reading or Lancaster, Philadelphia or Allentown, Pittsburgh or Erie, you will be grateful that you had the foresight to plan ahead.  Your family will thank you as well.

Need flood insurance for your home in Pennsylvania or elsewhere? Contact the commercial and homeowners flood insurance experts at American Insuring Group near Reading PA.  We’ll make sure you’re covered with the right homeowners flood insurance to get your home and property restored quickly and thoroughly. Click the Contact link above, or call us at (800) 947.1270 or (610) 775-3848.

With the average homeowners insurance policy renewal premium rising by as much as 25% or more, most home insurance buyers are asking themselves how to pay less for a house insurance policy.

Big Storms, Big Damage, and Rising Homeowners Insurance Costs

Recent home insurance claims in Berks County, Reading, Allentown, Philadelphia, Lancaster, Harrisburg and elsewhere in Pennsylvania are paralleling the number of catastrophic storms to hit the U.S. recently. Homeowners insurance companies are filing for and receiving greater and greater premium increases for their policyholders.  The pricing trend will likely continue for the next couple of years. As a result, smart homeowners will be looking for ways to reduce their rising house insurance costs.

Act Now to Jump Start Your Homeowners Insurance Savings

A smart way to begin is by calling American Insuring Group for a homeowners insurance rate comparison based on over 2 dozen Insurance companies we represent.  Our professional staff will begin by getting quotes from these companies for the exact level of insurance protection you now carry.  Then our agents will ask some in-depth questions about your home's construction and other factors to make sure your house insurance policy covers your home for its full reconstruction cost. That’s key, because if your house burns down or is destroyed by a storm you need to be covered for the cost to rebuild it on your property, which is typically more than the cost to purchase a similar used home in your area.

After we find you the best homeowners Insurance policy quote from our long list of companies, we’ll ask additional questions to make sure you have the right home insurance coverage for your particular needs and lifestyle.

Let the Insurance Savings Begin!

Next, we’ll show you all the ways we can save you big bucks on your house insurance, INCLUDING:

• UP TO A 15% DISCOUNT FOR INSURING YOUR AUTO AND HOME WITH THE SAME COMPANY
• UP TO A 25% DISCOUNT FOR INCREASING YOUR HOME INSURANCE DEDUCTIBLE
• UP TO A 15% DISCOUNT FOR HAVING A CENTRAL ALARM OR SPRINKLER SYSTEM
• UP TO A 10% DISCOUNT FOR NEW CONSTRUCTION
• UP TO A 30% DISCOUNT FOR BEING CLAIM FREE
• UP TO A 10% DISCOUNT FOR LONGEVITY WITH THE SAME INSURANCE COMPANY
• UP TO 20% DISCOUNT FOR UPDATING MECHANICALS

At American Insuring Group LTD, the BIG BUCKS savings run on and on and on!  Call today for your Homeowners Insurance quote today.  Remember our pledge: "If we can't save you money on your insurance, dinner is on US!"  That applies to your house insurance policy regardless of where you live, from Reading to Lancaster, from Philadelphia to Pittsburgh, or Erie to Allentown.

Call us at 1800-943-2198 and start saving big bucks today.

Oh, those car insurance commercials! Why do some companies spend hundreds of millions to persuade you to call their 1-800-cheap-car-insurance number to buy affordable car insurance?  They claim that 15 minutes could save you 15% or more, or that drivers who switched from brand X saved hundreds. What would that statistic look like for those Lancaster or Philadelphia PA car insurance customers who failed to find affordable auto insurance?

We’re Throwing Down the Gauntlet – Taking Off the Gloves! You’ll Get The Most Affordable Car Insurance in Pennsylvania – or Else

We’ve had enough! We know we can save you more than they can, but we can’t match the advertising dollars of those big car insurance companies. So we’re making a no-nonsense challenge to anyone seeking affordable car insurance in Lancaster PA, Philadelphia, Allentown, Harrisburg, York, Pittsburgh, Erie, or anywhere else in Pennsylvania: We’ll find you the most affordable Pennsylvania car insurance – PERIOD. 

Why are we so confident?  At American Insuring Group, providing affordable car insurance in Lancaster, Philadelphia, Reading, Allentown, or anywhere in Pennsylvania, is our specialty!  We eat, dream, and sleep this stuff. We represent over a half dozen “A” rated auto insurance companies, so we KNOW we can find you the best savings for your particular driving needs. 

Are You In? We’re Talking Affordable Car Insurance to YOU, Lancaster, Philadelphia, Reading, and All of PA!

Call American Insuring Group at 1-800-943-2198 and take the “dinner is on us” affordable PA car insurance challenge today, or click below for an instant online auto insurance quote.

The motorcycle season has arrived in Berks County, and affordable motorcycle insurance from American Insuring Group can be found just around the next turn!

Whether you hail from places close to Reading PA, or from cities like Philadelphia, Lancaster, Harrisburg, York, Allentown, Pittsburgh, or Erie, we can saddle you up with a truly affordable motorcycle insurance policy to give you more money for gas, food, fun, and the open road.

Like you, we love motorcycles. What can be better than the open road, the wind in your face, and the rumble and growl of a powerful street or off-road bike? But no matter what type of bike you own or your age, our experienced motorcycle insurance pros will quote you the coverage you need at the guaranteed best price.  That’s right, I said GUARANTEED!

WE GUARANTEE YOU THE MOST AFFORDABLE PENNSYLVANIA MOTORCYCLE INSURANCE. PERIOD. END OF STORY.

Our agency is an “Independent Insurance Broker” representing over a half dozen A-rated competing motorcycle insurance companies to give you the best motorcycle insurance protection at the most affordable price, not only for Reading, PA, but for all of Berks County and the rest of Pennsylvania, too.  Freedom on the road and freedom to save come to a crossroads at American Insuring Group, where we make the pledge, “If we can’t save you money on your insurance, dinner is on us”!  

Call us at 1-800-943-2198 or click above for an instant motorcycle insurance online quote to start saving on Pennsylvania motorcycle insurance for that bike you love riding, looking at, and thinking about. You know it’s true. 

Life insurance: there’s a lot riding on finding the right policy. After all, if your loved ones should end up needing it, you want to know they will be properly covered. Therefore, targeting a life insurance policy that’s both affordable and offers quality protection is the right way to begin your search.  

Who Can You Trust?

Given all the life insurance advertising on TV, you may be tempted to call an 800 number for one of the big life insurance advertisers. The trouble is, if you do that you are not taking advantage of the price and coverage competition that occurs when quoting multiple insurance companies at the same time. 

And, if you try to quote multiple companies without the benefit of someone who understands the difference between the coverages offered by various insurance providers, then you risk missing something important in your coverage – something that may reduce important coverage needed by your loved ones.

Life Insurance Choices + Knowledge = Quality and Savings

The solution? Get help from a knowledgeable and trusted Pennsylvania life insurance broker in Reading PA or elsewhere who represents many competing PA life insurance companies, and who can guide you through the process of getting the right life insurance coverage at the right price.

That’s where your friends at American Insuring Group near Reading, PA can help.  Our professional agents are committed to helping you understand what life insurance coverage you need for your spouse and family, and to finding an affordable life insurance policy that is well suited to your needs.

At American Insuring Group, we represent virtually every life insurance company that is licensed in the USA, so you can “bet your life” you are getting the best coverage at the best price. Our unique website offers instant on-line life insurance quotes from all the major life insurance carriers.  Our lifelong pledge to our customers is this, "If we can’t save you money on your life insurance, dinner is on us”! 

Do it Right

So whether you’re located close to our Shillington office near Reading, PA, or near Philadelphia, Lancaster, Harrisburg, Allentown, Pittsburgh, or Erie, we can help. Call one our professional licensed insurance agents today at 800.943.2198 for high-quality, affordable life insurance.

You’ll be doing the right thing for your loved ones!

Small Business General Liability Insurance – What You Don’t Know CAN Hurt You

The number of small businesses operating from home has exploded in recent years due to downsizing and other factors. As a result, nearly half of all US homeowners are exposed to some type of business liability risk in their home. From the moonlighting laid-off contractor to the babysitter, to the part-time consultant, most small businesses operating from home have inadequate general liability insurance protection.

A business operating from home is almost completely excluded from liability insurance coverage in standard homeowners insurance policies, yet most small business owners mistakenly think they are properly insured.  The resulting lack of business liability insurance coverage leaves the in-home small business owner dangerously exposed to financial ruin from a lawsuit due to injury or property damage.

Do Your Business Insurance Homework

The key is to do your homework. Don't assume you have business liability insurance coverage under your homeowners insurance policy.  The annual revenue limitation for an in-home business to be covered under a homeowners insurance policy is a paltry $2,000.  Any higher, and most homeowners policies will exclude the exposure.  Even when operating for a time below the $2,000 revenue ceiling, there are limitations to what types of business exposures are covered under a homeowners insurance policy, and these often include many restrictions.

Purchase a Homeowners Insurance Policy with an In-home Business Liability Insurance Extension

Purchasing an in-home business liability insurance rider is the easiest and most economical way to cover your in-home business liability exposure.  Many homeowners insurance policies offer this rider for as little as $150 annually.  Some in-home business insurance exposures do not qualify for the homeowners rider. In such cases a stand-alone general liability insurance policy is the solution.

Need to upgrade your homeowner’s policy to properly insure your in-home business? Contact us for a free, no-obligation business insurance review at 1-800-943-2198.